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SENATE BILL NO. 145
INTRODUCED BY R. LAIBLE
BY REQUEST OF THE FIRE SUPPRESSION COMMITTEE
A BILL FOR AN ACT ENTITLED: "AN ACT REQUIRING PROPERTY INSURERS TO OFFER PREMIUM DISCOUNTS TO PROPERTY THAT CONFORMS TO CERTAIN REQUIREMENTS; AND AMENDING SECTION 33-24-102, MCA."
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MONTANA:
Section 1. Section 33-24-102, MCA, is amended to read:
"33-24-102. Insuring improvements -- insurance equal to true value -- premium discounts. (1) Whenever any If a policy of insurance shall be is written to insure any improvements upon real property in this state against loss or damage and the property insured is considered to be a total loss, without criminal fault on the part of the insured or his the insured's assigns, the amount of insurance written in such the policy shall must be taken conclusively to be the true value of the property insured and the true amount of loss and measure of damages. The payment of money as a premium for insurance shall be is prima facie evidence that the party paying such the insurance premium is the owner of the property insured;. provided However, that any an insurance company may set up claim fraud in obtaining the policy as a defense to a suit thereon on the policy.
(2) A property insurer shall offer premium discounts, approved by the commissioner, to the owners of property whose property conforms to:
(a) the international wildland-urban interface code adopted by the international code council; or
(b) best practices for development within the wildland-urban interface adopted pursuant to 76-13-104(8)(a)."
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Latest Version of SB 145 (SB0145.01)
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